USES

Platinum Visa® from VyStar® Credit Union Review

Platinum Visa® from VyStar® Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
VyStar® Platinum Visa®
Apply now
Our Rating:
3.32 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    15.35% - 18.00%
  • Balance Transfer APR:
    15.35% - 18.00%
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 15.35% - 18.00%
  • Intro Balance Transfer APR
    • 0% Introductory APR on balances transferred in the first 60 days of account opening
  • Balance Transfers APR
    • 15.35% - 18.00%
  • APR for Cash Advances
    • 15.35%

Fees

  • Annual Fee
    • $0
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period on purchases

Features

Platinum
Visa
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Good Credit
  • Excellent Credit

About the issuer

VyStar® Credit Union
VyStar® Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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Recommended credit score
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    Annual Fee
  • 18.24%
    Regular APR
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  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

VyStar® Credit Union Platinum Visa® is an option for those, who need Platinum features. With an APR of 15.35% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With VyStar® Credit Union Platinum Visa® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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