USES

Preferred World Mastercard® from Popular Bank Review

Preferred World Mastercard® from Popular Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Popular Bank Preferred World Mastercard®
Apply now
Our Rating:
3.64 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 2% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $95 annually
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months
  • Regular APR:
    17.49% - 30.49% Variable
  • Balance Transfer APR:
    17.49% - 30.49% Variable
Show more

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Popular Bank Preferred World Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
All purchases
$
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All benefits

  • Cash back
    • 2% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 months
  • Purchase APR
    • 17.49% - 30.49% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening
  • Balance Transfers APR
    • 17.49% - 30.49% Variable
  • APR for Cash Advances
    • 28.49% - 32.49% Variable
  • How to Avoid Paying Interest
    • Your payment due date is at least 21 days after the close of each billing cycle. You will not be charged interest from the time you purchased goods or services, if you pay your full account balance by the Payment Due Date.

Fees

  • Annual Fee
    • $95 annually
  • Fees for Balance Transfer
    • 2% of the amount of each transfer (minimum $2; maximum $10)
  • Fees for Cash Advances
    • 2% of the amount of each transaction (minimum $2; maximum $10)
  • Late Payment
    • Up to $40
  • Return Check
    • Up to $10
View all Rates & Fees

Pros & Cons

Pros:
  • Intro APR period
Cons:
  • Annual Fee
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • 0% Intro APR
  • Cashback
  • Fraud Protection
  • Rewards
  • Fair Credit
  • Good Credit

About the issuer

Popular Bank
Popular Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On First Electronic Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
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Popular Bank Preferred World Mastercard® is an option for those, who need Classic features. With an APR of 17.49% - 30.49% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Popular Bank Preferred World Mastercard® you will get such features as 0% Intro APR, Cashback, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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